The Norwinski Insurance Agency was developed in March of 1994. We started as a “scratch” agency with a handful of applications and an underwriting manual. We focused on providing our clients with the best possible coverage at the best possible price, backed up with superior client service. We did our best to create a positive environment in which we could fulfill our clients’ needs. We still believe in this philosophy to the present day. We believe our products sell on their own need and merit. If they do not sell themselves, then you do not need them. Expect absolutely no pressure to buy when you come to our office. We want you to feel comfortable and gain something from your visit.
In Your Shoes
We try to find out as much about our clients as we can so we can match them with the appropriate coverages and with the best companies suited to their needs. We then “educate” our clients about various coverages that may best apply to them, whether personally or for business. Our final recommendation is based upon what we would do if we were in that client’s shoes. Always feel free to ask a member of our team what type of insurance they have and why they purchased what they did. I think you will be able to identify with the answer.
An Independent Advantage
We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Norwinski Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.